Anti money laundering compliance handled properly, from instruction to audit. Technology-enabled checks, overseen by a specialist team that supports your agency at every step.
Smart Compliance was created for agents who wanted a complete AML compliance service, without it being tied to a conveyancing arrangement.
The result is a fully managed service: technology-enabled checks, completed and overseen by a specialist team, with the documentation structured and ready for inspection.
Smart Compliance provides:
You do not just get tech. You get a team.
Many providers focus on automation alone. Technology enables consistency and speed, but it does not replace judgement.
A large, specialist team supports every client, including International Compliance Association qualified experts and experienced specialists who handle enhanced due diligence and Money Laundering Reporting Officer escalations where cases require it.
This can include:
Exceptions are handled by experts, not tech.
A structured process means packs move quickly without cutting corners on the cases that need closer attention.
Around 60% of seller packs are referred to our enhanced due diligence team, which is exactly where human oversight matters.
Compliance sits inside your client journey rather than alongside it. The process is structured so your team is supported at every stage.
Compliance risk rarely sits in straightforward cases. It sits in the exceptions, where context and assessment are needed.
Our enhanced due diligence team reviews and resolves cases such as:
Enhanced due diligence is included as part of the service, not charged as an extra. Each case is assessed by people, with the rationale documented clearly.
Smart Compliance manages the process and stands behind the work, while your agency remains the regulated business and your MLRO remains the decision-maker. We are here to support that responsibility, not to take it away.
That support includes:
A compliant business needs a current policy and risk assessment. We help you put this in place and keep it up to date.
If HMRC inspect and a fine is imposed because of an error by Smart Compliance, we will pay the fine.
It’s as simple as that.
Smart Compliance is provided to your agency at no cost, because your client covers the fee. We take payment directly from sellers and buyers.
Many agencies also choose to add a review fee, which can make the process cost neutral or revenue generating. We will talk you through the model during your consultation so you can decide what works best for your agency.
Smart Compliance supports:
Whether you operate one office or many, the process remains controlled, consistent and audit-ready.
Some agencies choose an enhanced tier for additional protection or broader support, depending on how they operate. Your clients will always be offered complimentary Lifetime Legal Membership as part of the core service when a check is completed.
Everything in our core service, plus Material Information and pre-filled TA6 and TA7 forms. We handle Parts A, B and C of Material Information and generate ready-to-sign TA6 and TA7 forms when an offer is agreed, so your agency meets both HMRC and National Trading Standards requirements.
Designed for letting agents, to supporting your HMRC and OFSI obligations with a structure built around the realities of lettings risk and responsibility.
When your client completes their compliance check, they are offered complimentary three-month Lifetime Legal Membership. Your agency and team receive it too.
Membership includes:
Eligibility and terms apply.
A short, practical conversation to understand your agency, your workflow, and where risk and admin sit today.
You will leave with clear next steps and a recommended approach.
